Retirement may sound like the best time of your life. You don’t have to go to work every day, can spend time doing the things you love, spend some valuable time with family and just enjoy your days lying back. But the reality is not as much of a cakewalk as it seems. No doubt, retirement is a step towards a new phase of life, but without proper planning, it could be quite challenging to sustain. Every time we talk of retirement planning the first thing that comes to our minds is financial planning. Yes, you will not have a salary or a regular flow of income once you retire. But that is something you must have been planning and saving for all your life. There are other things, though, that are equally important and often overlooked. For example, independent living is one such factor. You wouldn’t want to be a burden on anyone as you grow older. But living alone in an apartment, without a community to support you will also be difficult after a certain age. That is where the holistic ap